FHA to Conventional Refinance in Arizona 2026: How to Drop Your MIP for Good

Published on: 07/31/2026

An FHA to conventional refinance is the only way to permanently drop FHA mortgage insurance if you put less than 10% down. With 20% equity and a 620 score, Arizona homeowners can eliminate MIP entirely. Here is how it works in 2026. Pillar Mortgage Group, NMLS #2700076

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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